Africa, Asia, Europe, Middle East and Africa, Preparing, South America, Tourist, Traveling, United States

Money Matters: the new New Math

For the last six months, with the exception of one week in March, I have moved every three to four days. I haven’t slept in the same bed for more than a week since last September. While I didn’t change countries every  time I moved, I did manage to make it to 17 of them, only three of which use the same currency. So while everyone thinks I’ve been off on vacation, I’ve in fact been doing some rather intense money math.

Money math should be easy, but it takes quite a bit of preparation. The longer you do it, the quicker the preparation gets, but the harder the math becomes to perform on the fly, an essential skill for effective bargaining –itself an essential skill in almost every country in South America, Asia, Africa, and the Near East. Here’s how it works:

Crisp, clean US dollars

Crisp, clean US dollars

  1. Carry some crisp, new, $100 US bills, and try never to use (or lose) them. (Even if you are from the Euro zone, you should carry US dollars. Your money may be worth more than ours, but people don’t actually want it more.)
  2. Before arriving in a country, go online and determine how many ‘whatevers’ there are to the US dollar.
  3. Remember this rate. If you are bored, practice multiplying and dividing by it so you are acclimated before you arrive at your next destination.
  4. Avoid currency exchange windows, especially at the airport. Instead, make withdrawals from a cash machine in amounts sizeable enough that your improved exchange rate and lack of service fee offset whatever your bank may charge you for daring to make it interact with a foreign country. Careful not to withdraw so much money as to be left with unused bills upon your departure. The rate to sell these back will invariably screw you.
  5. Because the ATM will undoubtedly give you bills of a denomination large enough to render them useless, go directly to the nearest bank or large, busy establishment (or sometimes your hotel desk) and break large bills for ones that won’t encourage the average taxi driver to pull the “I don’t have change” routine.
  6. Rinse, repeat.

It seems simple. But do it three times in a month. I guarantee that at least once, you’ll forget to check the exchange rate before you land somewhere, and find yourself negotiating for a taxi without knowing whether you are arguing over 100 dollars or 100 cents. By time four or five, you will likely forget to take one of your prior currencies out of your wallet, and will find yourself attempting to pay for your pad thai with pho money. Somewhere in this timeframe, you will also realize it’s started to seem completely normal to carry three currencies simultaneously: dollars, currency of current country, and remnants of a country you’re still too close to to miss.

Colombian Pesos

Colombian Pesos

IMG_3009b

Bolivian Bolivianos

Chilean Pesos - note the pretty window in some of the bills

Chilean Pesos – note the pretty window in some of the bills

Suppress the temptation to buy one of those lovely leather travel folios that fit your tickets and passport and itinerary, unless you are on the kind of trip where someone else is creating the lovely itinerary for you and handling most of your logistics. Opt instead for something plastic or vinyl, because at some point, you will find yourself in a country with the dirtiest, moldiest, wimpiest, most ripped bills you have ever seen, and you will likely have a lot of them. For me, this country was Myanmar. For you, this will also likely be the country in which you pull out your precious clean US dollars to exchange them on the black market for a rate up to 100 times that you would receive at a bank. If they aren’t pristine, they will be discounted to only 95 times the bank rate – or less.

The fake Burberry pouch I bought to be my moldy Myanmese kyat wallet

The fake Burberry pouch I bought to be my moldy Myanmese kyat wallet

Due to the exchange rate, I bought this plastic pouch to carry the the hundreds of notes that make up $100 USD

Due to the exchange rate, I bought this plastic pouch to carry the the hundreds of notes that make up $100 USD

Until I found this wallet in Cambodia, which I am still using.

Until I found this wallet in Cambodia, which I am still using. It has the added benefits of water resistance and multiple currency pockets.

If you have chosen to skip step (1), above, you will find yourself doing things like going to a bank machine in Bangkok to pull out baht and take them to the exchange window to buy dollars, just so that you can carry them (new, unbent, untorn) to Myanmar to buy flimsy, delicate kyat. In other words, even your lovely new dollar bills will be double-discounted by your own disregard for the international exchange scheme of tourism.

By the time you’ve been through this rigmarole four times, the preparation part becomes old hat. You are much less likely to forget to look up the exchange rate and land someplace unprepared. (Don’t bother with cash in any country where you’re laying over in the airport. Just use a credit card, or you’ll be left with 30 random Australian dollars and nothing to show for them.)

Australian dollars - for the 15 hours I spent in the Sydney airport

Australian dollars – for the 15 hours I spent in the Sydney airport

 

Note to self: when you find yourself taking money out of the ATM in the Colombo airport at 3 a.m., chances are you don't need it, and you should find an empty chair and go to sleep.

Note to self: chances are you don’t need those rupees you’re taking out of the ATM in the Colombo airport at 3 a.m. Resist the temptation, find the nearest prayer room, and go to sleep.

What becomes more difficult as time goes on is adjusting to the mental money math that accompanies these exchanges. In one week, you may transition from dividing all prices in kyat by 971 to figure out actual cost, to dividing by 3,954 riel to dividing by 21,097 dong. Give or take some zeros depending on how recently a country has revalued its own currency, or whether it has recalled its former currency from circulation and bothered to print up something new. In addition to a language barrier, you are now facing an economic translation grey zone in which you and your provider may be using two different bases on which to settle your accounts, and they differ by a factor of 100.

I shared a cab with a woman in Santiago. She took out bills completely unfamiliar to me, despite my having been in the country for almost two weeks. I asked her where they were from, and she looked at me oddly and said, "here."

I shared a cab with a woman in Santiago. She took out bills completely unfamiliar to me, despite my having been in the country for almost two weeks. I asked her where they were from, and she looked at me oddly and said, “here.”

Now start bargaining. You aren’t used to that in your home country? That’s a shame, because it’s fun. It’s friendly, and vigorous, and slightly different everywhere you go. The whole process will start to seem like a game, in part because the money feels fake: it’s a different color, or size, or weight than you are used to. It has unfamiliar pictures and in some cases doesn’t even use European numerals, so you can’t be sure what numbers you are looking at when you at last agree on a price and pull out your Monopoly bills to pay for things. It will make you long for expensive Europe, where you will be astounded at what it costs to buy coffee but are willing to pay anything just to multiply by 1.4 instead of dividing by 758. Money Matters: the new New Math.

Dear Jordan: I love your country, and I can't for my life tell how much money this is.

Dear Jordan: I love your country, and I can’t for my life tell how much money this is.

 

For the fun of it, more pictures of some foreign currency are below. They are mangled and messy in real life so the pictures aren’t the clearest, but you’ll get an idea of what it’s like to have carried about 15 currencies in six months:

 

Africa, Tourist, Traveling

In Love For All the Wrong Reasons

It is possible that no one has ever landed in Kenya as completely ignorant as I. I had a reservation for one night in Nairobi, a vague idea of what a taxi should cost to get to the hotel, and a plane ticket to Mombasa the next day. I met my original Travel Companion (you may have read about TC here) for the Mombasa flight; once we landed, I threw myself at the mercy of a local.  And I loved it.

Here are the right reasons to love Kenya:

The water – even from the faucet – is salty and reminds you of earth. The earth is red and rich and reminds you of life blood. The ocean is vital and as vibrant as the birds, which are colorful and loud.

IMG_8824b

Everyone greets you with, “jambo,” and though it feels touristy, you say it back. They greet one another with “mambo,” a handshake and words to catch up. Rules are made on the spot. Once, they were written, by someone, somewhere, who has no bearing on the situation you may be in, and so there is improvisation. You are patient. You move slowly. You work it out. You finish with ‘sawa, sawa,’ and then you move on. It is the interaction that is the rule, not the rule itself.

Get in a fender bender, and you'll find out how fast the rules change from one police station to the next...

Get in a fender bender, and you’ll find out how fast the rules change from one police station to the next…

The air is hot and carries the smell of burning rubbish. But it is moist, and turns the plants green, keeps the clothes you wash by hand damp on the line. The chickens peck the yard; don’t forget to close the kitchen door when you go out to do the laundry, or you will find the counters covered in hens when you return.

In Tsavo, there has been rain: good for the land, bad for the animal spotting. The cheetah can slink through the golden grasses almost unseen. Dik dik, impala, buffalo move slowly against green brush, under trees. Superb starlings and lilac-breasted rollers flit above them, racing from power line to tree branch and back again. Giraffe necks rise above the horizon. Elephants cover themselves in red dirt to protect their skin from the sun and stand out in the open. Hippos slide low in the water, hiding all but their eyes. The zebra….the zebra have no hope of camouflage.

The zebra have no where to hide.

The zebra have no hope of camouflage

In the pickup truck, it is hot with the windows up and dusty with them down. But it is quiet, except for the toto, Evelyn, who entertains herself by playing angry birds and finding Waldo in the back seat. She has made Travel Companion her personal mascot, and goes nowhere without her. You are merely a divining rod for TC’s location in her eyes.

The toto surveying the waterhole.

The toto surveying the waterhole.

In the evening, looking out over the watering hole, there are cokes and conversation, maybe a beer. You are hoping for a lion. You do not need a shirt that announces you saw ‘the Big Five;’ you will take in everything available and cherish it. But that doesn’t mean you wouldn’t like to see them.

When night falls, when most have gone to sleep and you sit by the fire and talk to the night guard about the lion who comes into camp after the day is finished, the air pulling in moisture before a hot day rises again, you make him promise to wake you, no matter what time, if the beast comes back. And when he comes for you, you will be thrilled with terror, wrapped in a kikoi on the porch of your tent, listening to the chortle of the beast’s breath pacing the outskirts of the tent line. The king sounds like a stallion heaving off a heated race, but all he does is seek, and leave. You never see him, but you feel the sound of his breath imprinted in your memory.

After, south down the coast, the air still and heavy until the afternoon moves the water hurridly toward the shore, your mind swimming with the bodies and colors of Tsavo, the whydahs and kingfishers and weavers and bee-eaters and hornbills, your body goes swimming down with the fish.

Swimming with fishes (photo credit: Sander den Haring)

Swimming with fishes (photo credit: Sander den Haring)

Between dives, you float on the dhow or watch dolphins swim. These are the right reasons to love Kenya.

Dolphins of dhow bow.

Dolphins off dhow bow.

Here are the wrong ones:

  • The twelve days I spent in and around Mombasa were the longest I’ve gone without getting on a plane since I left the states on October 16th. Instead, our fantastic hosts delivered us from one amazing experience to another, with the help of friends and family. For twelve days, I knew no strangers; only new friends. I was allowed to yield all logistical decision making to someone who knew what he was doing. My mind has not known such rest in quite some time.
  • Kenya was a land for firsts. My first scuba dive – a momentous event as I have found the idea of trying to breathe underwater so disturbing I long ago negated the possibility of such activity ever occurring with me involved. But in Kenya, I looked up to see the sun break through the surface of salt water. Kenya was also the home of my first left-side-of-the-road, right-side-of-the-car (left-handed stick-shift) driving adventure.
    About to set out on a right-side of the car, left-side of the road driving adventure.

    About to set out on a right-side of the car, left-side of the road driving adventure.

    Despite the trip involving a disturbing number of wrong-direction rotaries (excuse me – roundabouts), TC and I successfully survived to tell the tale (and post a video).

  • We all know the Dutch just jumbled German, French, and English and called it something new. As its own language, it’s a jumbled mess, but a native Dutch speaker communicating in something other than Dutch makes a sount of equal and opposite beauty. An accented, calm, “sawa, sawa,” or little Evelyn’s sing-song as she calls your name to ask, ”where is TC’”– is something with which my ears fell instantly in love. (The jury is still out on the word “lekker,” which is along the lines of, “tasty,” but sounds like something bad is about to occur.)
  • Swahili. I went to throw something out one day and found that the word for trash is “Taka taka”How can you not love that? Or “toto” for the little ones? So foreign to my ears, but such a smooth sound, even rapid fire, with consonants.

    One person's trash is another person's takataka

    One person’s trash is another person’s takataka

These are the wrong reasons to love a place, because these are reasons this place was easy. Kenya isn’t easy. It is full of struggle – for water, for livelihood, for a very small piece of the pie. It is a place of matatus with names like “Love Bomb,” “Delta Force,” and “Dreamz of Money,” driving between you, at you, around you while riders hop on and off. It is a place where Friday mornings are reserved for riots, and Europeans still fly straight in to four star resorts where first the shower doesn’t drain, then the door doesn’t lock, then the toilet doesn’t flush, for a week away from winter.  And still, they never leave the compound. Kenya is a place where boys stand in traffic to sell you oranges, and if you are stuck too long, they may just steal your luggage from the trunk. It is a place of wonder, of amazement and awe, and of hard work, brutality and beauty. I loved Kenya for mostly the wrong reasons, but I will return for the right ones.

 

For more pictures of my trip to Kenya, click HERE

 

IMG_9119